Tag Archives: Development

Innovation Strategy of Traditional Market

Posted on September 18, 2011 | Leave a comment

Based on the above explanation, then the strategy that must be taken in the development of traditional markets include some things, namely: the strengthening of market participants to develop the human resources market, cooperative partnerships with local producers to market local product development, purchasing cooperatives collectively through the market to fix prices for producers and small traders, the arrangement (setting) and the revitalization of the market stalls next zone to maximize the function of the market place, move the public passion since early through various promotions in the public media, perform a variety of business innovation to optimize service to customers.

While the aspects of actors, need a serious effort to develop a material capital (innovation building, lay-out and setting, and the products sold in traditional markets), intellectual capital (innovation the way businesses, marketing “social value” (social marketing), and imaging (branding) of traditional markets, and institutional (innovation membership, collective effort, resource folders, and network (networking) organization of traditional market players.) Specifically pengembangn cooperative market can be done through the expansion of membership base, business diversification, expanding partnerships, and education of members intensively.

Bids can be driven model for market development include the Independent Market Model, Model Goods Market Integration, Market Services, and Regional Market Event, Model Traditional Market Integration and Cluster Special Markets, Market Integration Model Village, Special Markets, and Local Events Markets, Model Economic Corridor (Shopping-belt) Special Market Tour, and Model Development of Cooperative Market in Yogyakarta (Bukopy).

Studies PUSTEK-UGM and LOS DIY held in late 2010 and early 2011 this can be one of the prefix for the policy of protection and development of traditional markets in Yogyakarta. It is also hoped the study could be lighter for the government and parliament DIY efforts that are currently working on a draft regulation, government and regency and city that are clean in the traditional market management.

In addition to direct actors such as service-level market, the cooperative market, market traders, APPSI, can close ranks to keep the spirit of working together to develop the traditional markets in Yogyakarta Special Region. With so hopefully highlights the DIY market is growing dimmer and the market is not exactly getting ilang kumandange.

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Protection vs. Free fight liberalism

Posted on September 18, 2011 | Leave a comment

Market penetration of modern macro economy not only threatens the traditional market players, but also economic actors in other sectors. With the trade structure of the above conditions it can be concluded that the conditions of business competition in Indonesia growing lead in the pattern of monopoly or oligopoly as a result of the influence of economic globalization (free markets).
Unfortunately, regulation at national level related to trade (Presidential Decree No. 112/2007 and No. 53/2008 Permendag) do not have sufficient material and substantial in providing direction and model of the protection and development of value systems, social capital, and the traditional market players. Her spirit was even more leads to free competition (free fight liberalism). The contents of both the regulation is more accommodating ketelanjuran current trade order where there has been the dominance of large retailers than meets the spirit and constitutional imperasi contained in the Articles of Social and Economic Development Act of 1945.

Trade draft being discussed today the Government and Parliament are also better reflect the reality ketertundukan factual rather than the ideals of the ideal (law as a tool of social enginering). Regulation is only a residual policy delivery, which makes the traditional market players will remain as an object of the project and the player the edge.

Nevertheless, the vagueness spirit, direction, and a model of trade protection and development of the people, has given a wide space for the existence of local regulations. In the context of protection, some local regulations that already exist and are being designed in the province of Yogyakarta has shown enthusiasm and assertiveness aspects / protection model for the traditional market players. But how much protection against the system of values ​​and social capital, as well as direction, aspect, and the traditional model of market development is still unclear and is largely determined by the interpretation and orientation of regional policy makers.

Protection policy should be aimed to protect the value system (togetherness and kinship), social capital (cultural production), and all elements of a traditional market in Yogyakarta Province include traders, suppliers, retailers, informal workers, and consumers. In accordance with the 1945 Constitution the protection of traditional market players include protection against the elements of the material, intellectual, and institutional.

Protection of the third dimension and the element should include a comprehensive range of aspects including restrictions (quotas) the number of trendy shops, the determination of location and distance (zoning), restrictions on opening hours of a modern store, which sold the product distribution, licensing arrangements, distribution of ownership and viewing the modern shop, balancing the relationship between wholesalers, medium, and small (the division of market share), and the affirmation of direction and pattern of development of traditional markets.

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Definition of bank and primary functions of bank

Posted on September 13, 2011 | Leave a comment

In today’s modern times, certainly most people already know about the bank and use his services, either as a place to save money or as a place to borrow funds. In the modern economic order, economic traffic activities require the services of many banks, particularly the distribution of funds that are productive and related storage and withdrawal of funds from the community desperately needed for development in the economic field. Because the role of banks in the economy is very important, then every state passed a law on banking. In Indonesia, the problems associated with banks regulated in the Act No.7 of 1992, namely that banks are business entities that raise funds from the public in the form of deposits and deliver to the community in order to improve the living standard of the people.

The main function of banks
In general, there are five main functions of banks is as follows:
a. As a place to collect funds from the community. Bank in charge of securing the money savings and time deposits and deposits in a checking account or current account.
b. As a distributor of funds or credit. Bank’s duty to give credit to people in need, particularly for productive ventures.
c. As providers. The bank provides payment services, exchange, finance, foreign trade, and others.
d. As an agency that regulates the circulation of money. Bank as an institution that has the authority to print and circulate the money necessary to balance the circulation of money in order to avoid inflation or deflation.
e. As institutions that maintain a stable value of money. Bank responsible for managing the circulation of money, provide guarantees gold for each new currency printed and circulated.

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Types of banks, the main tasks of the bank, and bank products

Posted on September 11, 2011 | Leave a comment

The types of banks and their main duty is as follows:
a. The central bank
Central banks in Indonesia is Bank Indonesia. The central bank has the following main tasks:
- Print and regulate money circulation.
- Maintain the stability of the money.
- Encourage the smooth production and development.
- Giving credit to banks in Indonesia.
- Establish interest loans to all banks.
- Overseeing all banks in Indonesia.
- Acting as the holder of the treasury.

b. public Bank
Commercial banks are banks that lend capital to the community to run a variety of productive activities such as industry, agriculture, plantations, trade, fisheries, and livestock. Examples of commercial banks in Indonesia: BRI, BNI, Bank Niaga, Lippo Bank, and others.
Public Bank has the following main tasks:
- Collecting funds, mainly in the form of savings deposits.
- Provide short-term credit to the community.

c. Rural Banks
Rural banks are part of the national banking system. Rural banks have the following tasks:
- Provides banking services in the form of lending and deposit receipts, especially for the economically weak businesses and rural communities.
- Supporting the growth and modernization of the rural economy.
- Reduce the practice of bonded labor and moneylenders.
Examples of rural banks are Bank Village, rice barns, Market Bank, Credit Bank District.

Bank products
a. The product is the central bank currency, demand deposits, and credit services.
b. The product is a commercial bank demand deposits, credit services, savings services, money remittance services, and foreign currency exchange services.
c. Products of rural banks and credit services savings services.

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Definition of Non-Bank Financial Institutions

Posted on September 11, 2011 | Leave a comment

Financial institution is an institution or entity conducting activities in finance, manage their implementation withdrawal of money from the public and convey back to the community in ways consistent with the provisions and regulations or laws in society and the state.

In general, Non-Bank Financial Institutions are financial institutions whose activities do not collect and distribute public funds such as those held by banks, but only conduct activities in financial services.
In particular, Non-Bank Financial Institutions are institutions that conduct activities in the financial sector that directly or indirectly raise funds by issuing securities and then channeled to the community, especially for investment companies.

The purpose of government an opportunity to establish non-bank financial institutions is to encourage the development of money market and capital markets, and capital firms help companies, especially the economically weak.

Function Non-Bank Financial Institutions
Non-Bank Financial Institutions function as follows:
a. Accommodate the workforce.
b. Improving the standard of living.
c. Equalize incomes.
d. Increase production.
e. Encouraging the development of capital markets and money markets.

Efforts undertaken by the Non-Bank Financial Institutions
Non-Bank Financial Institutions have the following efforts:
a. Collect funds from the public by issuing securities.
b. Giving credit, especially medium-term credit.
c. Hold equity in companies or projects.
d. Act as intermediaries in bringing foreign workers.

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